
Payments & Compliance
Payments, Cards & Gateways
Crypto that spends at any terminal
- Issuing
- Gateway
- White-label
- 21 + 20
- Crypto assets and fiat currencies
- 10+
- White-label launches

- Nuxt.js
- PHP Laravel
- Node.js blockchain services
- PostgreSQL
- React Native
- Apple Pay / Google Pay
Cases behind this
Products in this line that are running in production, with real users on them.
The payment core
One stack from acceptance to spend: gateways, merchant processing and card issuing – built by our team, running in production at E-Gates and carried into Qmall and VirPay.

Crypto gateway
The rails E-Gates runs in production.
- 21 assets: BTC, ETH, USDT, SOL, TON, TRX, XRP, DOGE and on
- Deposits, withdrawals and invoicing
- Automatic conversion between assets
- Business dashboard with pass / decline statistics

Fiat gateway
- 20 currencies: USD, EUR, GBP, JPY, PLN, CHF, CZK and on
- Card and bank rails into the balance system
- Payment by card, by bank transfer or from an internal wallet
- Automatic currency exchange

Card programme
The programme Qmall's cards are issued on.
- Virtual and physical cards with NFC
- Apple Pay and Google Pay wallets
- ATM withdrawals and EUR account top-ups
- Crypto-to-fiat conversion at authorisation
- Online shopping across the EU
- Card tiers with payments in USDT and EUR
- Sub-provider setup: your cards on our programme, the way Qmall runs
Merchant processing
The stack the VirPay merchant is a white-label of.
- Merchant sub-accounts with per-merchant plans
- Invoicing and settlement
- Deposit and withdrawal statistics per merchant
- White-label deployment under the client's brand
- Crypto checkout for ticket sales – run at the Usyk–Dubois fight
Modules you add
Rails that switch on next to the gateway – each one running in production somewhere in the portfolio.
Payouts & cross-border
- Cross-border payments
- Creator payouts and donations, fiat and crypto
- Invoicing and settlement for recurring payouts
Escrow
Money held until the work is accepted.
- Milestone-based release
- Dispute resolution flow
- Ring-fenced accounts
- Guaranteed deposits for commodity deals
Around the gateway
What connects the rails to a business that already exists.
KYC / AML screening
Per-check verification through our own PassMe: document authentication, face match and screening across 10+ sanction and wanted lists.
Certification support
PCI DSS and GDPR, and brand verification with Visa / Mastercard.
Integration into a running product
The gateway or card programme wired into an existing venue – the way cards went into Qmall and crypto checkout into a ticket office.
White-label launch
The same rails shipped under the client's brand – 10+ white-label launches so far.
Have a product to build?
Tell us the stage you are at. We will tell you what it takes to ship it – architecture, timeline and team.
One business day · scope, timeline and team



