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Payments & Compliance

Payments, Cards & Gateways

Crypto that spends at any terminal

  • Issuing
  • Gateway
  • White-label
21 + 20
Crypto assets and fiat currencies
10+
White-label launches
Payments, Cards & Gateways
merchant dashboard · conversion at authorisation
Stack
  • Nuxt.js
  • PHP Laravel
  • Node.js blockchain services
  • PostgreSQL
  • React Native
  • Apple Pay / Google Pay

Cases behind this

Products in this line that are running in production, with real users on them.

The payment core

One stack from acceptance to spend: gateways, merchant processing and card issuing – built by our team, running in production at E-Gates and carried into Qmall and VirPay.

  • Payments, Cards & Gateways — Crypto gateway

    Crypto gateway

    The rails E-Gates runs in production.

    • 21 assets: BTC, ETH, USDT, SOL, TON, TRX, XRP, DOGE and on
    • Deposits, withdrawals and invoicing
    • Automatic conversion between assets
    • Business dashboard with pass / decline statistics
  • Payments, Cards & Gateways — Fiat gateway

    Fiat gateway

    • 20 currencies: USD, EUR, GBP, JPY, PLN, CHF, CZK and on
    • Card and bank rails into the balance system
    • Payment by card, by bank transfer or from an internal wallet
    • Automatic currency exchange
  • Payments, Cards & Gateways — Card programme

    Card programme

    The programme Qmall's cards are issued on.

    • Virtual and physical cards with NFC
    • Apple Pay and Google Pay wallets
    • ATM withdrawals and EUR account top-ups
    • Crypto-to-fiat conversion at authorisation
    • Online shopping across the EU
    • Card tiers with payments in USDT and EUR
    • Sub-provider setup: your cards on our programme, the way Qmall runs
  • Merchant processing

    The stack the VirPay merchant is a white-label of.

    • Merchant sub-accounts with per-merchant plans
    • Invoicing and settlement
    • Deposit and withdrawal statistics per merchant
    • White-label deployment under the client's brand
    • Crypto checkout for ticket sales – run at the Usyk–Dubois fight

Modules you add

Rails that switch on next to the gateway – each one running in production somewhere in the portfolio.

  • Payouts & cross-border

    • Cross-border payments
    • Creator payouts and donations, fiat and crypto
    • Invoicing and settlement for recurring payouts
  • Escrow

    Money held until the work is accepted.

    • Milestone-based release
    • Dispute resolution flow
    • Ring-fenced accounts
    • Guaranteed deposits for commodity deals

Around the gateway

What connects the rails to a business that already exists.

  • KYC / AML screening

    Per-check verification through our own PassMe: document authentication, face match and screening across 10+ sanction and wanted lists.

  • Certification support

    PCI DSS and GDPR, and brand verification with Visa / Mastercard.

  • Integration into a running product

    The gateway or card programme wired into an existing venue – the way cards went into Qmall and crypto checkout into a ticket office.

  • White-label launch

    The same rails shipped under the client's brand – 10+ white-label launches so far.

Start

Have a product to build?

Tell us the stage you are at. We will tell you what it takes to ship it – architecture, timeline and team.

One business day · scope, timeline and team